Who it's for
Same product. Different blocked route.
Nobody here is a different kind of customer. They are the same customer, shut out of deposits by a different gate.
Expatriate professionals
You have a job, an income and a residency permit. What you may not have is a KD 400 salary transfer to the right bank, or a credit history in a country you arrived in eighteen months ago.
Read moreSelf-employed and commission earners
Your income is real but it is irregular, and irregular income is exactly what salary-transfer gating is designed to exclude.
Read moreStudents and young professionals
A first car rental should not require KD 500 you do not have sitting idle. There is no minimum income and no credit file to build first.
Read moreAnyone who declines interest-bearing credit
Not a segment — a principle. There is no credit line, no interest and no revolving balance in this product at all.
The four contracts are published so you can check that yourself rather than take our word for it.
One product. Whichever gate is in your way.
Registration with the Central Bank of Kuwait is in progress. We are not yet authorised to issue cards.
Our four-contract structure has been submitted to an independent Sharia Supervisory Board for ruling.
BIN sponsorship is under negotiation with a Visa principal member.
Depozit does not offer credit. There is no credit line, no revolving balance, and no interest charged or paid on any part of this product. The guarantee covers 90% of the KD 500 ceiling; the remaining KD 50 is the cardholder's own responsibility.