Who it's for
You have the income. You don't have the file.
A job, a residency permit and a payslip do not open a deposit. What opens one in Kuwait is a KD 400 monthly salary transfer to the right bank, or KD 1000 of collateral, or KD 500 in cash at the desk. None of those is a measure of whether you will damage a hotel room.
What actually blocks you
The salary-transfer gate
Salary-transfer requirements are a bank's proxy for stability, and they exclude anyone whose employer banks elsewhere. That has nothing to do with the deposit and everything to do with the bank's own deposit book.
The credit-history gate
A file that starts the month you land takes years to become useful. Meanwhile every car rental and every hotel asks for one, or asks for cash instead.
What we ask for instead
Civil ID
Verified in the app. No paper, no branch visit.
A selfie
Liveness check against the ID. That is the whole identity step.
Nothing about your salary
No certificate, no employer letter, no transfer commitment, no minimum.
Do I need a Kuwaiti bank account?
You need a way to pay the annual membership. You do not need to move your salary, and you do not need an account with any particular bank.
What happens if I leave the country mid-membership?
The membership runs its 12-month term. If you have an open hold when you go, it expires on the network's normal schedule — leaving the country does not accelerate or cancel it.
Will a hotel outside Kuwait accept it?
It is a standard Visa Platinum card at the terminal, so it behaves the same anywhere Visa Platinum is accepted.
The gate isn't your income. It's the paperwork around it.
Registration with the Central Bank of Kuwait is in progress. We are not yet authorised to issue cards.
Our four-contract structure has been submitted to an independent Sharia Supervisory Board for ruling.
BIN sponsorship is under negotiation with a Visa principal member.
Depozit does not offer credit. There is no credit line, no revolving balance, and no interest charged or paid on any part of this product. The guarantee covers 90% of the KD 500 ceiling; the remaining KD 50 is the cardholder's own responsibility.