Benefits
Visa Platinum, included.
These are Visa network benefits, underwritten by Visa and its insurers rather than by us. Depozit passes the scheme cost through at KD 5 a year — the Ujrah line you can see on the pricing page.
Visa Platinum entitlements are not published yet
Lounge access, the hotel collection, travel insurance and purchase protection are Visa's programmes, not ours, and the exact entitlements depend on which principal member sponsors the BIN. BIN sponsorship is under negotiation with a Visa principal member. We will publish the specific benefit schedule, with its terms, the day that is signed — and not a day earlier.
What the benefits are not
They are not the reason to hold this card, and they are not a substitute for the guarantee. If the entitlements changed tomorrow, the product would still do the one thing it exists to do: satisfy a deposit without KD 500 of your own money sitting behind it.
What we can tell you today
The card is a standard Visa Platinum product at the terminal, and Platinum carries a scheme benefit programme.
Which programme, with which allowances and which insurer, is fixed by the sponsoring principal member. Publishing a specific lounge count or hotel network before that is signed would be inventing a number, so we have not.
The card first. The perks second.
Registration with the Central Bank of Kuwait is in progress. We are not yet authorised to issue cards.
Our four-contract structure has been submitted to an independent Sharia Supervisory Board for ruling.
BIN sponsorship is under negotiation with a Visa principal member.
Depozit does not offer credit. There is no credit line, no revolving balance, and no interest charged or paid on any part of this product. The guarantee covers 90% of the KD 500 ceiling; the remaining KD 50 is the cardholder's own responsibility.